Kategorie: Wiki

Chip card readers are “chip contactors”: With a chip card reader, you can access a chip card and its functions from your computer. For what purposes are chip card readers suitable? Chip card readers are suitable for secure home banking. Chip card readers can also offer other functions. For example, the reader can be used […]

photoTAN The photoTAN procedure is not one of the classic or most common TAN procedures(not to be confused with Sm@rtTAN photo procedure!) that are used today. The following banks offer the photoTAN procedure: Deutsche Bank Commerzbank comdirect (Commerbank subsidiary) norisbank others (1822direkt, Raiffeisen Switzerland) A reader or smartphone with a photoTAN app is required to […]

Mobile banking with QR code In mobile banking, QR codes (e.g. GiroCode) now function as payment codes with information for a bank transfer. This means you can conveniently pay outstanding bills on the move using your smartphone. This procedure is intended to avoid typing errors and thus cancelations. To date, QR codes have also been […]

EBICS procedure EBICS stands for “Electronic Banking Internet Communication Standard”. It offers corporate customers the opportunity to process global payment transactions with the bank quickly and flexibly via the Internet with the highest level of security. The banks are obliged to offer this standard. Banking with EBICS at a glance: national multibank standard Means of […]

HBCI procedure The standard procedure HBCI (Homebanking Computer Interface) was introduced in 1998. It is based on the strong encryption of communication between the bank and the customer via a chip card. To be able to use these advantages, the customer needs a chip card reader which is connected to the customer’s PC. HBCI has […]

Procedure for online banking A TAN or other encryption is required to confirm a transfer. The following methods are available to generate these: chipTAN QR sm@rtTAN photo HBCI EBICS pushTAN photoTAN eTAN QR-TAN mTAN or smsTAN How safe are the procedures? The procedures each offer a different level of security. The most secure procedure at […]

Online banking with chipTAN QR – convenient, fast and secure Ideal for online banking with PC, tablet or smartphone TAN generation with SparkassenCard and TAN generator The advantages at a glance Ideal for online banking on the PC or mobile Also convenient with the Sparkasse app on a tablet or smartphone Simple, fast and very […]