Kategorie: Wiki

iTAN procedure: Farewell The next PSD2 requirements have been implemented since September 2019, including the abolition of the iTAN for current accounts. iTAN explanation The iTAN list is a further development of the TAN list procedure. The “i” stands for “indexed”, which means “refer to”. In this procedure, the customer received a list of numbered […]

mTAN / smsTAN mTAN stands for “mobileTAN” and is often also called “SMS-TAN” or “mobile TAN”. With this method, the TAN is sent to the user’s cell phone via SMS. For a long time, the procedure was considered practical, user-friendly and secure, as two separate devices are used to generate TANs. In the meantime, a […]

chipTAN The chipTAN procedure offers a mixture of convenience and security. Some banks also call this procedure smartTAN. The TAN is generated by a TAN generator. This can be used either manually (with EC card and without flicker code) or optically (with EC card and flicker code). The use of two separate devices makes it […]

StarMoney StarMoney is the financial software from Star Finanz, a Finanz Informatik company. StarMoney offers a great deal of convenience in online banking and is ideal for your personal financial management. Further information at www.starmoney.de Quicken Quicken software from Haufe-Lexware makes it easy to manage your finances. Whether online banking, account management or financial planning […]

pushTAN: another TAN procedure Two combinations are essential for your banking transactions: your PIN and a valid transaction number (TAN), which you use to authorize your orders in online banking. For security reasons, each TAN is only valid for a specific order. This means that you always need a new one. There are currently various […]

Protection against Trojans Handle software with care Even if low-cost offers are tempting, only trust programs from known and secure sources. Always keep your virus scanner up to date Many current virus programs detect a large number of Trojans. You should therefore update your virus scanner regularly – preferably daily. Use a personal firewall Use […]

The procedure with personal identification number (PIN) and transaction number (TAN) is a tried and tested method for issuing online banking orders. With the Sm@rtTAN photo procedure, banking transactions are carried out online directly via the online banking platform or via the VR Banking app. You do not need your own software for this. The […]

What does Secoder procedure actually mean? The Secoder standard was specified by the German banking industry. The aim was to define a simple chip card reader that is primarily optimized for online banking so that online transactions can be made even more secure by visualizing data on the card reader’s display. Chip card readers with […]

eTAN procedure eTAN is an identification procedure for online banking. To use this procedure, the user needs a special TAN generator that does not require a chip card. There is also the eTAN plus procedure, which uses a card reader instead of a TAN generator. How does the eTan procedure work? After the user has […]

More secure is more secure: the chipTAN USB procedure There is now an additional option to make online banking even more secure. The method combines the tried-and-tested chipTAN or sm@artTAN procedure with a USB device. This is simply connected to your computer. The savings banks have already agreed to offer their customers the new chipTAN […]