{"id":8637,"date":"2024-06-04T11:03:11","date_gmt":"2024-06-04T09:03:11","guid":{"rendered":"http:\/\/wordpress.p707480.webspaceconfig.de\/unkategorisiert\/qr-code-the-online-banking-procedure-explained\/"},"modified":"2026-01-29T09:49:50","modified_gmt":"2026-01-29T08:49:50","slug":"qr-code-the-online-banking-procedure-explained","status":"publish","type":"post","link":"http:\/\/wordpress.p707480.webspaceconfig.de\/en\/wiki-en\/qr-code-the-online-banking-procedure-explained\/","title":{"rendered":"QR code: The online banking procedure explained"},"content":{"rendered":"<h2>Mobile banking with QR code<\/h2>\n<p>In mobile banking, QR codes (e.g. GiroCode) now function as payment codes with information for a bank transfer. This means you can conveniently pay outstanding bills on the move using your smartphone. <\/p>\n<p>This procedure is intended to avoid typing errors and thus cancelations. To date, QR codes have also been used on packaging or in advertisements in addition to invoices. In future, you will increasingly receive invoices with a GiroCode, whether in digital or paper form.  <\/p>\n<h2><strong>Advantages<\/strong><\/h2>\n<ul>\n<li>Convenient payment with your smartphone via banking app<\/li>\n<li>No more tedious typing of transfer data<\/li>\n<li>No more typos in bank transfers<\/li>\n<\/ul>\n<p>This method can also be used to pay at payment terminals such as in stores, parking machines or swimming pools. To do this, the QR code must be scanned at the payment terminal. The amount then appears on the cell phone, the PIN must then be entered and the amount is paid.  <\/p>\n<h2>How mobile banking with QR code \/ GiroCode works<\/h2>\n<p>A banking app with an integrated scan function must be downloaded in order to use it.<\/p>\n<p>Once the code has been read, a fully completed transfer screen will open.<\/p>\n<p>The transfer then only needs to be confirmed with a TAN, for which a TAN generator is required.<\/p>\n<p>GiroCode can be used with the following banking apps:<\/p>\n<ul>\n<li>Savings bank<\/li>\n<li>Volksbanken and Raiffeisenbanken<\/li>\n<li>Commerzbank<\/li>\n<li>Sparda Bank<\/li>\n<li>Postbank<\/li>\n<li>BBBank<\/li>\n<li>BW Bank<\/li>\n<li>GLS Bank<\/li>\n<li>Banking4Achtung<strong>:<\/strong>\n<p>Here too, it is better not to use the <strong>mTAN procedure<\/strong>, as security is only guaranteed by using a second device.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Mobile banking with QR code In mobile banking, QR codes (e.g. GiroCode) now function as payment codes with information for a bank transfer. This means you can conveniently pay outstanding bills on the move using your smartphone. This procedure is intended to avoid typing errors and thus cancelations. To date, QR codes have also been [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":10447,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[138],"tags":[],"class_list":["post-8637","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wiki-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>QR code: The online banking procedure explained<\/title>\n<meta name=\"description\" content=\"We explain what a QR code is and what it is used for in everyday life! \u2713 Definition \u2713 How it works \u25ba Find out now!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/wordpress.p707480.webspaceconfig.de\/en\/wiki-en\/qr-code-the-online-banking-procedure-explained\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"QR code: The online banking procedure explained\" \/>\n<meta property=\"og:description\" content=\"We explain what a QR code is and what it is used for in everyday life! 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