{"id":8628,"date":"2024-06-04T11:03:11","date_gmt":"2024-06-04T09:03:11","guid":{"rendered":"http:\/\/wordpress.p707480.webspaceconfig.de\/unkategorisiert\/all-online-banking-procedures-at-a-glance\/"},"modified":"2026-01-29T09:49:53","modified_gmt":"2026-01-29T08:49:53","slug":"all-online-banking-procedures-at-a-glance","status":"publish","type":"post","link":"http:\/\/wordpress.p707480.webspaceconfig.de\/en\/wiki-en\/all-online-banking-procedures-at-a-glance\/","title":{"rendered":"All online banking procedures at a glance"},"content":{"rendered":"<h2>Procedure for online banking<\/h2>\n<p>A TAN or other encryption is required to confirm a transfer.<br \/>\nThe following methods are available to generate these:<\/p>\n<ul>\n<li><a href=\"http:\/\/wordpress.p707480.webspaceconfig.de\/en\/wiki-en\/chiptan-qr-online-banking-procedure-explained\/\">chipTAN QR<\/a><\/li>\n<li><a href=\"http:\/\/wordpress.p707480.webspaceconfig.de\/en\/wiki-en\/smrt-tan-photo-online-banking-procedure-explained\/\">sm@rtTAN photo<\/a><\/li>\n<li><a href=\"http:\/\/wordpress.p707480.webspaceconfig.de\/en\/wiki-en\/hbci-the-online-banking-procedure-explained\/\">HBCI<\/a><\/li>\n<li><a href=\"http:\/\/wordpress.p707480.webspaceconfig.de\/en\/wiki-en\/ebics-the-online-banking-procedure-explained\/\">EBICS<\/a><\/li>\n<li><a href=\"http:\/\/wordpress.p707480.webspaceconfig.de\/en\/wiki-en\/pushtan-online-banking-procedure-explained\/\">pushTAN<\/a><\/li>\n<li><a href=\"http:\/\/wordpress.p707480.webspaceconfig.de\/en\/wiki-en\/phototan-the-online-banking-procedure-explained\/\">photoTAN<\/a><\/li>\n<li><a href=\"http:\/\/wordpress.p707480.webspaceconfig.de\/en\/wiki-en\/etan-online-banking-procedure-explained\/\">eTAN<\/a><\/li>\n<li><a href=\"http:\/\/wordpress.p707480.webspaceconfig.de\/en\/wiki-en\/qr-code-the-online-banking-procedure-explained\/\">QR-TAN<\/a><\/li>\n<li><a href=\"http:\/\/wordpress.p707480.webspaceconfig.de\/en\/wiki-en\/mtan-smstan-online-banking-procedure-explained\/\">mTAN or smsTAN<\/a><\/li>\n<\/ul>\n<h2>How safe are the procedures?<\/h2>\n<p>The procedures each offer a different level of security.<\/p>\n<p>The <strong>most secure procedure at present<\/strong> is the HBCI procedure, which requires financial software, a chip card reader and an HBCI chip card.<\/p>\n<p>The <strong>best combination<\/strong> of convenience and security is offered by the , where a QR code or color matrix code is read from the screen with a TAN generator to generate a TAN. The two separate devices mean that fraudsters have no chance of interfering. <\/p>\n<p>The mTAN procedure is <strong>no longer considered secure<\/strong>, as it has already been cracked several times and no longer offers the necessary security. The SMS messages sent for authentication can be intercepted or redirected by criminals under certain circumstances. As a result, there is a risk that the TAN contained in the text message will be misused.  <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Procedure for online banking A TAN or other encryption is required to confirm a transfer. The following methods are available to generate these: chipTAN QR sm@rtTAN photo HBCI EBICS pushTAN photoTAN eTAN QR-TAN mTAN or smsTAN How safe are the procedures? The procedures each offer a different level of security. The most secure procedure at [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":10453,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[138],"tags":[],"class_list":["post-8628","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wiki-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>All online banking procedures at a glance<\/title>\n<meta name=\"description\" content=\"Get all online banking procedures at a glance here! \u2713 photoTAN \u2713 HBCI \u2713 QR-TAN \u25ba Find out now!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/wordpress.p707480.webspaceconfig.de\/en\/wiki-en\/all-online-banking-procedures-at-a-glance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"All online banking procedures at a glance\" \/>\n<meta property=\"og:description\" content=\"Get all online banking procedures at a glance here! 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